Does this show the maturity amount only or also the earned interest?
It shows both. You get the final maturity amount as well as the total interest earned over the selected deposit period.
finance tool
FD Calculator
Calculate fixed deposit maturity amount, total interest, and year-wise growth with different compounding frequencies.
See how your fixed deposit grows at maturity.
Adjust deposit amount, rate, tenure, and compounding frequency to compare likely FD outcomes before you lock money in.
Maturity estimate
₹7,24,974.01
This is the projected maturity value for the current deposit, rate, tenure, and compounding frequency.
- Deposited amount
- ₹5,00,000.00
- Interest earned
- ₹2,24,974.01
- Effective annual yield
- 7.71%
Deposit summary
- Annual rate
- 7.50%
- Tenure
- 5.00 years
- Compounding
- quarterly
- Projected maturity
- ₹7,24,974.01
Deposit growth over time
Each bar compares your deposited principal with accumulated interest at yearly checkpoints or maturity.
Principal
Interest earned
Year 1₹5,38,567.93
Year 2₹5,80,110.84
Year 3₹6,24,858.19
Year 4₹6,73,057.17
Year 5₹7,24,974.01
Growth checkpoints
| Checkpoint | Value | Interest earned |
|---|---|---|
| Year 1 | ₹5,38,567.93 | ₹38,567.93 |
| Year 2 | ₹5,80,110.84 | ₹80,110.84 |
| Year 3 | ₹6,24,858.19 | ₹1,24,858.19 |
| Year 4 | ₹6,73,057.17 | ₹1,73,057.17 |
| Year 5 | ₹7,24,974.01 | ₹2,24,974.01 |
About This Tool
This FD calculator helps you estimate maturity value and interest earned without manually applying compounding formulas.
It is useful when you want to compare deposit tenures or understand how quarterly, half-yearly, or monthly compounding changes the final amount.
How To Use
- 1. Enter deposit amount, annual interest rate, and tenure.
- 2. Choose whether the tenure is in months or years.
- 3. Select the compounding frequency offered by your bank or NBFC.
- 4. Review maturity amount, interest earned, and the growth checkpoints.
What This FD Calculator Helps You Compare
- Short-tenure vs multi-year deposits
- Quarterly compounding vs monthly compounding
- Total maturity amount before you choose between FD and other investment options
Frequently Asked Questions
Can I compare months and years in the same tool?
Yes. Set the tenure unit to months or years and the same calculation view updates without changing the rest of your inputs.
What tool pairs well with FD planning?
If you want to compare annualised investment growth, continue with our CAGR Calculator.