finance tool

CAGR Calculator

Calculate CAGR, absolute gain or loss, and total return from a starting value, ending value, and holding period.

Measure annualised growth from start value to end value.

Use CAGR when you want a clean annual growth rate for comparing investments or long-term business growth outcomes.

CAGR result

12.47%

This is the annualised growth rate that links your starting value to the ending value over the selected period.

Starting value
₹1,00,000.00
Ending value
₹1,80,000.00
Absolute change
₹80,000.00

Growth summary

Total return
80.00%
CAGR
12.47%
Period
5 years

CAGR smooths the journey into a single annual growth rate, so it is great for comparisons but not for volatility analysis.

About This Tool

This CAGR calculator converts a start value and end value into an annualised growth rate that is easier to compare across different time periods.

It is especially useful when absolute return looks impressive but you still want to know the equivalent yearly growth pace.

How To Use

  1. 1. Enter the starting value, ending value, and total period in years.
  2. 2. Review CAGR, total return, and absolute gain or loss.
  3. 3. Use the result to compare investment or business-growth outcomes across similar time horizons.
  4. 4. Share the link if you want to compare multiple scenarios quickly.

Where CAGR Helps

  • Comparing two investment outcomes over different time periods
  • Checking whether a fixed deposit or SIP outcome grew at a better annualised pace
  • Summarising long-term growth without year-by-year noise

Frequently Asked Questions

What is CAGR?

CAGR stands for Compound Annual Growth Rate. It shows the steady annual rate that would take the starting value to the ending value over the selected period.

Is CAGR the same as total return?

No. Total return shows the full percentage gain or loss across the whole period, while CAGR converts that outcome into an annualised rate.

What tool should I compare CAGR with?

For deposit-based returns, use our FD Calculator.