What income should I enter?
Enter annual taxable income after deductions and exemptions so the calculator compares tax on the taxable amount itself.
finance tool
Income Tax Calculator India
Compare old and new tax regimes for FY 2025-26 and estimate tax, cess, rebate, and take-home income.
Compare old and new tax regimes for the same annual taxable income.
This income tax calculator is designed for quick planning and comparison of old vs new tax regimes for FY 2025-26 based on annual taxable income.
Quick comparison
New regime
This is the lower-tax option for the current income and age-group inputs in this calculator.
- New regime total tax
- ₹83,200.00
- Old regime total tax
- ₹1,79,400.00
Scenario snapshot
- Taxable income
- ₹12,00,000.00
- Age group
- below-60
- Better regime
- New regime
New regime
- Tax before rebate
- ₹80,000.00
- Rebate
- ₹0.00
- Tax after rebate
- ₹80,000.00
- 4% cess
- ₹3,200.00
- Total tax
- ₹83,200.00
- Estimated take-home
- ₹11,16,800.00
Old regime
- Tax before rebate
- ₹1,72,500.00
- Rebate
- ₹0.00
- Tax after rebate
- ₹1,72,500.00
- 4% cess
- ₹6,900.00
- Total tax
- ₹1,79,400.00
- Estimated take-home
- ₹10,20,600.00
About This Tool
This income tax calculator compares old and new tax regimes for FY 2025-26 using annual taxable income.
It is best suited for quick planning and comparison for regular income scenarios before detailed filing work.
How To Use
- 1. Enter annual taxable income after deductions and exemptions.
- 2. Choose the age group relevant for old-regime slab comparison.
- 3. Review tax under both regimes, then compare rebate, cess, and take-home income.
- 4. Share the calculation URL if you want to reopen the same comparison later.
Important Scope Note
- Designed for quick individual tax estimation
- Compares old vs new regime for FY 2025-26
- Does not model special-rate income or detailed filing scenarios
Frequently Asked Questions
Can I compare this with investment planning?
Yes. Many users compare post-tax cashflow with long-term investing using our SIP Calculator.